Commercial Insurance

• Businessowners
• Workers Compensation
• Food Service Specialty
• Commercial Package Policy
• Commercial Fire
• General Liability
• Small Contractors
• Commercial Umbrella Liability
• Commercial Automobile

 

Businessowners

This class targets Main Street, USA. This program provides property, liability, business interruption and crime coverage for your small to medium size business or office. Eligible classes include:

Appliances | Automobile Accessories | Beauty and Barber Shops | Carpet and Floor Covering Clothing | Department | Drug Stores | Florists | Funeral Homes | Gift Shops | Hardware | Jewelers Leather Products | Millings and Trimmings | Musical Instruments | Offices, including Professional Offices | Office Machines | One Hour Photo | Optical Goods | Package Stores | Paint & Wall Covering | Sporting Goods | Stationary, Books & Magazines | Television Stores & Computers Textiles, Patterns & Material

BACK TO THE TOP

 Workers Compensation

While commercial support is required we will entertain most classes. A 10% discount is available on eligible risks.

BACK TO THE TOP

Food Service Specialty

This program has been designed to specifically meet the important insurance needs of specialty food store owners. Eligible classes include:

Bagel Shops | Bakeries | Butcher Shops | Cheese Shops | Delicatessans | Gourmet Food Shops | Green Groceries | Health Food Shops | Ice Cream Shops | Pizzerias | Restaurants | Seafood Shops

BACK TO THE TOP

 Commercial Package Policy

While specialty programs and E-Z rate BOP policies handle most exposures, there is a product for the exceptions. The CPP will handle those classes that do not normally fit on a Businessowners policy. Property, Liability, Business Interruption and Equipment Breakdown coverage is available. 

BACK TO THE TOP

Commercial Fire

Sometimes there is only a need for property coverage. Our commercial fire policy offers coverage on you building and contents and we will include equipment breakdown.

BACK TO THE TOP

General Liability

Mono-line General Liability is available for risks that fall outside our normal program business. Liability limits up to $1,000,000 are available.

BACK TO THE TOP

Small Contractors

Examples of eligible operations:

Air Conditioning or Heating Systems ( Installation/Repair) | Interior Decorators | Carpentry – Interior Only | Drywall Installation | Electrical Work within Buildings | Fence Erection | Carpet & Wood Flooring Installation | Carpet Cleaning | Painting (No Spray Painting) | Plumbing | Janitorial (No Floor Waxing) | Tile or Stone Work

BACK TO THE TOP

Commercial Umbrella

Increases the coverage provided by your primary general liability and Commercial Automobile Liability policies. Limits up to $5,000,000.

BACK TO THE TOP

Commercial Auto

Flemington’s Commerical Automobile Program provides highly competitive rates and targets small fleets in the light to medium weight class. This coverage is only written when supported by other coverages. We do not write taxis, limousines, buses or tractor trailers.

New Jersey Pre-Certification and Decision Point Review Process.

BACK TO THE TOP