What is Equipment Breakdown coverage and why do I want it?

It fills the gaps in your commercial property insurance policy.
Most commercial property insurance policies don’t cover losses from electrical, mechanical and pressure systems breakdown.

Equipment Breakdown Insurance covers the critical systems your business needs to function such as:

  • A/C systems
  • Compressors and pumps
  • Copiers
  • Pressure vessels
  • Water heaters
  • Generators
  • Production equipment
  • Telephone systems
  • Electrical generating equipment
  • Boilers
  • Computers
  • Electrical systems
  • Fuel fired equipment
  • Gears and gear sets
  • Motors
  • Refrigeration units
  • Transformers
  • And more

It also provides coverage for a wide range of potential exposures, such as expediting expenses, spoilage, media, hazardous material and service interruption.  All this is complemented by industry-leading service and claims response to help you get back in business fast.

Ask your Farmers of Flemington Agent about this important coverage.

Click here for our interactive experience to see exactly how our Equipment Breakdown coverage can benefit you.