What is Equipment Breakdown coverage and why do I want it?

It fills the gaps in your homeowners insurance.

Most homeowners policies don’t cover the equipment in your home if it breaks down. Extended warranties? They’re often expensive, hard to manage and usually cover just one piece of equipment. But Homeowners Equipment Breakdown Insurance offers a simple, comprehensive and affordable solution that covers what most homeowners policies exclude.

It protects all your personal property and important systems.

Homeowners Equipment Breakdown Insurance covers all of your important home systems and property due to loss by mechanical or electrical breakdown. That includes home security systems, electrical systems, personal computers, home electronics, appliances, heating and cooling systems, swimming pool equipment, water heaters, well pumps, garden tractors and more.

It covers you if your home becomes uninhabitable.

Homeowners Equipment Breakdown Insurance even covers you if your home becomes uninhabitable due to equipment breakdown. That’s another benefit most warranties and service contracts don’t offer.

It’s simple and straightforward.

Unlike limited and confusing warranties, Homeowners Equipment Breakdown Insurance is simple and straightforward. There are no hidden exclusions and no confusing fine print. Submitting claims is simple, too. So you can quickly get the money you need to cover repairs or replacement. 

It’s time to call your Farmers of Flemington Agent.

View our interactive experience to see exactly how our Equipment Breakdown coverage can benefit you.

What is Equipment Breakdown coverage?