Your condo association likely has insurance for the building and common areas but a Unit Owner policy is needed to cover your personal property, loss assessment, additional living expenses and liability for injury or property damage to others. The coverage also extends to any permanent fixtures, appliances and upgrades within your unit you may be responsible for according to your condo association by-laws. Farmers of Flemington offers a comprehensive Unit Owners policy with several available enhancements.

Equipment Breakdown

Equipment Breakdown Insurance covers all of your important home systems and property due to loss by mechanical or electrical breakdown. That includes home security systems, electrical systems, personal computers, home electronics, appliances, heating and cooling systems, swimming pool equipment, water heaters, well pumps, garden tractors and more.

Service Line

This enhancement provides coverage for underground utility lines that connect your home to public utilities such as water supply lines, electrical lines, cable TV, natural gas and more.

Identity Theft Indemnity

Every Farmers of Flemington policy includes free access to identity restoration services from CyberScout®, a leading identity protection provider. In addition, this enhancement can be added to your policy to provide coverage for expenses you may incur to restore your identity in the event of an incident.

Other available enhancements include:

Sump / Sewer backup coverage Replacement Cost for Personal Property Scheduled Personal Property Limited Mold Coverage We also offer money saving discounts for alarm systems, newer homes and increased deductibles. For added protection and peace of mind, include umbrella coverage over your home and personal auto with limits up to $5 million. As they say, there’s no place like home so why not give your home and family the protection they deserve with our affordable homeowners product. Contact an Agent today to see what Farmers of Flemington can do for you.